What Is Bank Of America’s Routing Number?

A routing number, also known as an ABA (American Bankers Association) routing number, is a nine-digit code used in the United States to identify financial institutions.

This unique identifier facilitates the accurate and efficient processing of financial transactions between banks.

And almost each state for BOA, has its own.

Why is the Routing Number Important?

Routing numbers are crucial for:

  • Direct Deposits: Employers use your bank’s routing number to deposit your paycheck directly into your account.
  • Automatic Bill Payments: Companies require it to set up automatic withdrawals for bills.
  • Wire Transfers: Necessary for transferring funds domestically or internationally.
  • Ordering Checks: Ensures the checks are linked to the correct bank and account.

Bank of America’s Routing Numbers

Bank of America (BofA) is one of the largest banking institutions in the United States, and it operates with multiple routing numbers across different states.

This is primarily due to mergers, acquisitions, and the bank’s expansive footprint.

How to Find Your Routing Number

  1. On a Check: The routing number is typically the first nine-digit number located at the bottom-left corner of your check.
  2. Online Banking: Log into your Bank of America online account and navigate to the “Information & Services” tab to find your routing number.
  3. Bank Statements: Some statements may include the routing number.
  4. Customer Service: Call Bank of America’s customer service at 1-800-432-1000.

Routing Numbers by State

Below is a table listing Bank of America’s routing numbers based on the state where you opened your account.

State Routing Number
Alabama 051000017
Alaska 051000017
Arizona 122101706
Arkansas 082000073
California 121000358
Colorado 123103716
Connecticut 011900571
Delaware 031202084
Florida 063100277
Georgia 061000052
Hawaii 051000017
Idaho 123103716
Illinois 071000505
Indiana 071214579
Iowa 073000176
Kansas 101100045
Kentucky 042000013
Louisiana 051000017
Maine 011200365
Maryland 052001633
Massachusetts 011000138
Michigan 072000805
Minnesota 071000505
Mississippi 051000017
Missouri 081000032
Montana 051000017
Nebraska 051000017
Nevada 122400724
New Hampshire 011400495
New Jersey 021200339
New Mexico 107000327
New York 021000322
North Carolina 053000196
North Dakota 051000017
Ohio 071214579
Oklahoma 103000017
Oregon 323070380
Pennsylvania 031202084
Rhode Island 011500010
South Carolina 053904483
South Dakota 051000017
Tennessee 064000020
Texas 111000025
Utah 123103716
Vermont 011600033
Virginia 051000017
Washington 125000024
Washington D.C. 054001204
West Virginia 051000017
Wisconsin 075000019
Wyoming 051000017

Note: The routing number 051000017 is used for multiple states where Bank of America does not have a separate routing number.

Different Types of Routing Numbers

Bank of America, like many large banks, uses different routing numbers depending on the type of transaction:

1. ABA Routing Number

  • Purpose: Used for paper transfers and checks.
  • Example: The routing number you see on your personal checks.

2. ACH Routing Number

  • Purpose: Used for electronic transfers and withdrawals.
  • When to Use: Setting up direct deposits, automatic payments, or electronic bill payments.

3. Wire Transfer Routing Number

Domestic Wire Transfers:

  • Routing Number: 026009593
  • Purpose: For sending or receiving wire transfers within the U.S.

International Wire Transfers:

  • SWIFT Code: BOFAUS3N
  • Purpose: Used for international wires in U.S. dollars.
  • SWIFT Code for Foreign Currency: BOFAUS6S

How to Use Them

Setting Up Direct Deposit

Provide your employer with:

  • Your Account Number: Found on your checks or bank statement.
  • Bank of America’s Routing Number: Based on your state or use the ACH routing number.

Making a Wire Transfer

Domestic Transfers:

  • Use the domestic wire transfer routing number: 026009593.
  • Provide the recipient’s name, account number, and address.

International Transfers:

  • Use the SWIFT code BOFAUS3N.
  • Include the recipient’s international bank details.

Ordering Checks

When ordering new checks, ensure the routing number printed is correct to avoid any transaction issues.

Tips for Ensuring Accurate Transactions

  • Double-Check Numbers: Always verify your routing and account numbers before initiating a transaction.
  • Contact Customer Service: If unsure, reach out to Bank of America directly.
  • Update Stored Information: If you’ve moved or opened a new account, make sure to update your routing number information with employers or service providers.

Frequently Asked Questions

Can routing numbers change?

Yes, routing numbers can change due to bank mergers or changes in bank policies. Always verify with Bank of America for the most current routing number.

 Is the routing number the same for all accounts in a state?

Typically, yes. However, certain types of accounts or services may have different routing numbers. Always check your specific account details.

What happens if I use the wrong routing number?

Using the wrong routing number can result in delays or your transaction being sent back. In some cases, the funds may be deposited into the wrong account.